Telltale Signs of a Cheating Spouse

Thanks to Private Investigators publication for permission to reprint the following:

The following is a guide to help you determine if your mate is cheating on you. After reading this list you may find there is some area of concern. Do not confront the cheater. This will only cause them to clean up their act and make it more difficult for you to catch them. You may not have enough proof to make your case. Seek professional investigative help.

·        At the beginning of an affair, the mate that is cheating is more attentive to his spouse– due to guilt that the cheater may be feeling at the time.

·        After the affair has been going on for a while, the person cheating seems to find fault with the person he/she may be living with to try to justify the affair in their mind.

·        Cheating spouses may lose attention in the activities in the home. They don't show interest in the livelihood of you or the children that live in the home. Nor do they have any desires to do any fix-ups to the home (i.e., lawn care, house repairs, etc.)

·        Intuition (gut feeling) that something is not right usually is a sign you may have a cheating problem–so "when in doubt, check them out."

·        Cheaters may have a change in sex life (i.e., more sex, less sex) as well as unexplained sexual requests.

·        The cheater has a definite change in attitude towards everyone in the home, especially the mate (rationalizing, for example,  if he/she didn't act the way she/he does, well, then maybe I wouldn't be doing the things I do).

·        Another sign is finances. "If someone wants to play, he or she has to pay," therefore keeping an eye on his/her spending (i.e., check stubs, bank account balances, credit card bills, etc.) would tell you whether he or she is spending more money than usual.

·        Grooming habits will change. Cheaters will be more attentive to their person (i.e., the way they dress, frequent bathing, physical fitness, grooming their hair, switching colognes, etc.).

·        Physical signs to look for to determine whether or not someone is having an affair are lipstick on the collar, odors of cologne/perfume on a shirt/blouse, or checking underwear for secretion stains. You can also check wallets and/or the glove compartments of the car to see if receipts, pieces of paper with phone numbers, addresses, condoms, etc. have been left.

·        You may want to monitor your spouse for two weeks. During this time, keep track of the mileage on their car. Monitor the time he leaves for work and the time he comes home. Keep a calendar and note the times, this should help you establish a pattern. If your mate claims to be working late, check paycheck stubs to verify this overtime.

·        Be tuned in to home telephone calls when your mate has a tendency to whisper or gives a quick answer and immediately hangs up–or when you answer the telephone and get an abrupt hang up.

·        Many cheaters use cell telephones to communicate with their lovers. Should your mate have a cell telephone, you may want to get a detailed billing of the calls made from that phone to determine whether a certain number has been called frequently. A good area to start looking is for the first number called immediately when your mate leaves for work and the same number called again right before they return home.

·        Female cheaters are more discreet in selecting a lover. This is most likely because of their concern of a sexually transmitted disease (STD). Most females are looking for a longer-lasting relationship rather than a "one night stand." In past years men were the aggressors, in society today, with the increase of women in the work force, women have become equally aggressive.

·        When a female is having an affair, she tends to have more of a "glow" about her.

The Importance of Hiring a Florida Private Investigator for a Child Custody Case

When dealing with any custody case, it is essential that you have all the resources available to you. Nothing is more important than your children, which is why it's so important to hire a Florida Private Investigator. Hiring a Florida Private Investigator can help your custody case in a number of ways. Read on to learn more about them, and then contact us, Stealth Private Investigations, Inc., via our toll free number (866)823-3710. Or visit us at www.stealthinvestigation.com

A Florida Private Investigator Will Get To The Bottom Of The Child's Environment

If your child currently spends part of their time, or the majority of their time, with another caregiver, a Florida Private Investigator can find out exactly how your child is being treated. They can compile important information to be used in your custody case to ensure you know exactly what's going on when you're not around. A Florida Private Investigator will have the resources, experience and expertise to find out everything you need to know before your custody case.

A Florida Private Investigator Can Get the Dirt On You Too

The reality is that if there are others fighting for your child in your custody case, they may very well hire their own Florida Private Investigator. You want to know what information the other side will have on you so that you can best combat it. A Florida Private Investigator can find out what information is readily available about you, which will allow your lawyer to dispute any evidence that isn't valued and to be prepared for your own take on the issues.

A Florida Private Investigator Will Help You Find Out What's Really Going On

While the custody case is likely the most important thing going on right now, the truth is that what most parents really want to know is whether or not their children are being well taken care of. Hiring a Florida Private Investigator to get to the bottom of how your child is being treated means you'll have the peace of mind of knowing that your children is safe. If you're playing the waiting game for the courts to let you know what's going on, hiring a Florida  Private Investigator will give you the comfort of knowing that your child is safe and being treated well.

Don't Just Hire Any Florida Private Investigator

There are plenty of people out there who think the life of a Florida Private Investigator  is an interesting and fascinating one. As a result, they'll try to take on cases just for fun. However, a custody case is serious and is no time to hire a less than experienced Florida Private Investigator. That's why you'll want to look for a Florida Private Investigator that's both experienced and licensed. When you know your Florida Private Investigator is licensed, you'll know that they're professional, serious and that they have the resources to help you win your custody case.

Finding out more about hiring a Florida Private Investigator is easy. Simply call the toll free number or fill out the contact form on this page. We offer a free consultation to all potential clients. Call now to find out how a Florida Private Investigator can help you win your child custody battle.

Call Us Now (239) 464-1815

We help our clients manage fraud and verify legitimate claims by investigating the validity of injuries, sickness or liability. All surveillance and background investigations will be performed in a professional manner with reports and video evidence arriving at your office within three business days of completion

Nearly one of four Americans say “it’s okay to defraud insurers,” says a survey by the consulting firm Accenture Ltd.

Some 8 percent say it’s “quite acceptable” to bilk insurance companies.

• 16 percent say it’s “somewhat acceptable.”

• About one in 10 people agree it’s okay to submit claims for items that aren’t lost or damaged, or for personal injuries that didn’t occur.

• Two of five people are “not very likely” or “not likely at all” to report someone who ripped off an insurer.  Accenture Ltd. (2003)

• Nearly one of 10 Americans would commit insurance fraud if they knew they could get away with it.

• Nearly three of 10 Americans (29 percent) wouldn't report insurance scams committed by someone they know. Progressive Insurance (2001)

• More than one in three Americans say it's okay to exaggerate insurance claims to make up for the deductible (40 percent in 1997). Insurance Research Council (2000)

• One of four Americans says it's okay to pad a claim to make up for premiums they've already paid. Insurance Research Council (2000)

• One of three Americans says it's okay for employees to stay off work and receive workers compensation benefits because they feel pain, even though their doctor says it's okay to return to work. Insurance Research Council (1999)

• Seven of 10 Americans say workers comp fraud is a widespread problem, and 45 percent say fraud is increasing. Insurance Research Council (1999)

• One of five employed workers says they've been aware of fraud in their workplace. Insurance Research Council (1999)

• Four of five Pennsylvanians reviewed their medical bills for accuracy in 1999 (seven of 10 in 1997). Insurance Fraud Prevention Authority of Pennsylvania (1999)

• Nearly 16 percent of Pennsylvanians say they're willing to receive bogus workers comp payments (25 percent in 1997). Insurance Fraud Prevention Authority of Pennsylvania (1999)

• Three of four Americans aren't willing to pay more for their auto coverage to allow bad-faith, third-party lawsuits. Insurance Research Council (2000)

Physicians

• Nearly one in three physicians say it's necessary to “play games” within the health care system to provide high-quality medical care. Journal of the American Medical Association (2000)

• In the last year, more than one in three physicians says patients have asked physicians to deceive third-party payers to help the patients obtain coverage for medical services. Journal of the American Medical Association (2000)

• One of 10 physicians has reported medical signs or symptoms a patient didn't have in order to help the patient secure coverage for needed treatment or services in the last year. Journal of the American Medical Association (2000)

The Cost Everyone Pays for Loss to Fraud

Personal Injury Protection (PIP)

• More than one of every three bodily injury claims from car crashes involves fraud. Insurance Research Council (1996)

– 17-20 cents of every dollar paid for bodily injury claims from auto policies involves fraud or claim buildup. Insurance Research Council (1996).

– Claims for bodily injuries under the Personal Injury Protection portion of New York's no-fault auto coverage rose 79 percent between 1999 and 2000, compared to 25 percent in all no-fault states. Insurance Research Council (2001)

– Insurers increased auto premiums up to 25 percent for New York City in 2001. Insurance Information Institute (2001)

– The average PIP claim is $7,950 in New York State–47 percent higher than the national average. Insurance Information Institute (2001)

– Fraud costs each insured driver in New York State $75-$115 per year. Insurance Information Institute (2001)

– PIP claims in New York State rose nearly one third in 2000, more than twice as fast as second-place Florida. Insurance Information Institute (2001)

– The average PIP claim in New York State jumped 19 percent over the first nine months of 2000, and 64 percent between 1995 and 3Q 2000. This compares to a 33-percent increase for other states. Insurance Information Institute (2001)

– Auto insurers in New York pay out nearly twice as much in PIP claims as they collect in premiums. For every $100 auto insurers received, they paid $177 in claims through 3Q 2000. Insurance Information Institute (2001)

Have increased confidence and peace of mind during your hiring process. Ensure that you have hired the highest quality of employees who ultimately reflect on the caliber and professionalism of your business. Stealth Private Investigation offers in-depth background checks and employment screening.

Stealth Private Investigations has access to billions of public and proprietary records on people, businesses, and their assets.

Find anybody, anywhere in the USA–with the:

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Individuals and companies may request a background check for a variety of reasons. Some of the most common reasons concern pre-employment screening, pre-business screening, bad debt situations, divorce situations and many other personal queries.

Background Investigation may include these areas:

• Liens & Judgments

• Summary Report

• Bankruptcy

• UCC Filings

• People at Work

• Drivers Licenses

• Vehicle Registrations

• Property

• Watercraft

• FAA Pilots, FAA Aircraft

• Professional Licenses

• Florida Accidents

• Voter Registration

• Hunting/Fishing Permits

• Concealed Weapons Permits

• Associates

• Relatives (3 Degrees)

• Neighbors

• Criminal Records

• Sexual Offenders

Make a decision based on facts.  Call now (239) 464-1815

Individuals and companies may request a background investigation for a variety of reasons. Some of the most common reasons concern pre-employment screening, pre-business screening, bad-debt situations, divorce situations and many other personal queries.

Most background searches include some or all of the following areas:

• Identity checks via data such as Social Security number.

• Criminal and civil history reports.

• Motor Vehicle Reports.

A Social Security number (SSN) and address with phone number search are a fairly elementary and basic kind of identity verification. Criminal records checks can involve a single county, multiple-counties, state, multi-state, federal and international. Civil reports could indicate civil lawsuits involving the individual.

Motor Vehicle Reports can show state and license status. Prior work history, accreditation, and education history are often verified for truthfulness and accuracy. Workers compensation, unemployment claims, and bankruptcy filings can also be of some importance for some searchers.

When should I initiate the background check?

In most cases, it would be unrealistic (and expensive) to run a complete and thorough background check on every applicant as the first step in the hiring process. Most organizations prefer to wait to run the background check until they are ready to extend an offer to the job candidate. This may make the most sense for your organization, but be sure you consider all the factors.

While waiting until the last minute minimizes the overall number of background checks run, it doesn't necessarily minimize the overall cost to the organization. It is typically mid- and upper-level managers that are involved in interviewing candidates and weighing hiring decisions. Both the dollar value and opportunity cost of their time is significant. Third-party and standardized testing tools can also represent a significant cost. By waiting until the last step to validate the information with a background check, individuals who misrepresent themselves have already cost your company a bundle of valuable time and money.

Another concern with running a comprehensive background check as the last step in the process is that it can encourage taking shortcuts. Many organizations feel that they will lose good candidates if they must wait 24 hours for a proper background check. Some employers choose to cut corners and utilize instant background checks, or worse, forego screening altogether. Instant checks offer no oversight and no auditable paper trail to even estimate the reliability of the information.

The “best practice” recommendation for companies that feel they must make the offer immediately is to use a conditional offer letter, contingent upon satisfactory completion of the background check. This allows the employer to bring the individual onboard right away while the background information is properly validated. Don't fear the scenario where you must dismiss an employee who has already begun working. If the proper questions have been asked of the candidate throughout the process, the background check is simply validating the answers to those questions. An employer should feel no remorse for having to dismiss a new employee after a few days because disqualifying discrepancies are identified in the background check. When done properly, the discrepancies will be validated and the applicant will have had ample opportunity to dispute any inaccuracies. A candidate that has provided misleading information or lied outright during the interview process has no basis to criticize this decision.

Your organization will benefit by waiting a day to conduct a proper, compliant background check.